Not Financial, Investment, Legal, or Tax Advice

Crypto Money Basics and all content on this website are provided for educational and informational purposes only. Nothing on this site constitutes:

• Financial advice
• Investment advice or recommendations
• Legal advice
• Tax advice
• Accounting advice
• Professional consulting of any kind

We are not financial advisors, investment advisors, legal advisors, or tax professionals.

No Recommendations or Endorsements

This website does NOT:

• Recommend buying, selling, or holding any cryptocurrency
• Endorse specific cryptocurrencies, tokens, or blockchain projects
• Recommend specific exchanges, wallets, or service providers
• Provide trading signals, strategies, or market timing advice
• Make price predictions or market forecasts

High Risk Warning

Cryptocurrency and digital assets are EXTREMELY HIGH RISK.

• You can lose your entire investment. Cryptocurrencies are highly volatile and speculative.
• Irreversible transactions. If you send crypto to the wrong address or fall victim to a scam, your funds are likely unrecoverable.
• No insurance or protection. Most cryptocurrency holdings are not insured by government deposit insurance schemes.
• Regulatory uncertainty. Laws and regulations vary by jurisdiction and are constantly evolving.
• Technical complexity. Self-custody requires understanding of security practices; mistakes can result in permanent loss.
• Scams are prevalent. The crypto space has significant fraud, phishing, and scam activity.

Do Your Own Research

You must:

• Conduct your own independent research
• Verify all information from multiple sources
• Consult qualified professionals (financial advisors, tax accountants, lawyers) before making decisions
• Only invest what you can afford to lose completely
• Understand that past performance does not indicate future results

No Guarantees of Accuracy or Completeness

While we strive for accuracy:

• Information may be outdated, incomplete, or incorrect
• Cryptocurrency technology and regulations change rapidly
• We make no warranties about accuracy, reliability, or completeness
• You use this information at your own risk

Limitation of Liability

To the maximum extent permitted by law:

• Crypto Money Basics and its operators are NOT liable for any losses or damages resulting from your use of this site or reliance on its content
• This includes but is not limited to: financial losses, loss of cryptocurrency, lost profits, or any indirect or consequential damages
• You acknowledge that you are solely responsible for your financial decisions

No Professional Relationship

Using this website does NOT create:

• An advisor-client relationship
• A fiduciary duty
• Any professional service relationship

Cryptocurrency Risks Summary

Before engaging with cryptocurrency, understand these risks:

• Volatility: Prices can fluctuate dramatically in short periods
• Loss of access: Losing private keys or seed phrases means permanent loss of funds
• Hacking and theft: Exchanges and wallets can be compromised
• Scams: Phishing, fake projects, Ponzi schemes, rug pulls
• Regulatory risk: Governments may ban, restrict, or heavily regulate crypto
• Technical risk: Bugs, forks, and protocol changes can affect value
• Liquidity risk: You may not be able to sell when you want to
• Counterparty risk: Exchanges and services can fail or freeze accounts

External Links

This site may contain links to external websites. We:

• Do not control or endorse external sites
• Are not responsible for their content or practices
• Recommend exercising caution when visiting external sites

Educational Purpose

The sole purpose of this website is to:

• Educate readers about cryptocurrency concepts
• Explain how blockchain technology works
• Promote security awareness and scam prevention
• Provide a risk-first framework for thinking about crypto within personal finance

Jurisdiction and Age

Cryptocurrency legality and regulations vary by jurisdiction. You are responsible for:

• Understanding and complying with laws in your jurisdiction
• Determining if cryptocurrency activities are legal where you reside
• Ensuring you meet age requirements (typically 18+) for crypto activities

Changes to This Disclaimer

We may update this disclaimer at any time. Continued use of the site constitutes acceptance of any changes.

Last updated: February 2026