Keeping Records: A Simple Template for Tracking Buys/Sells/Transfers (No tax advice)
Learn why cryptocurrency record-keeping matters, what to track, and get a practical template for organizing your transaction history.
Read more →Personal Budgeting Hub
If you're considering allocating money to cryptocurrency, it should fit within a broader personal finance strategy. These guides help you think about risk, budgeting, and financial priorities.
💡 Our Philosophy
Cryptocurrency is high-risk and speculative. Before allocating any money, you should have: emergency savings, manageable debt, and a clear understanding of the risks. This is not investment advice—it's a framework for thinking about risk responsibly.
Key Principles
- Emergency fund first - Secure your foundation before speculating
- Risk limits - Only allocate what you can afford to lose completely
- Record keeping - Track everything for tax and personal purposes
- No borrowed money - Never use credit or loans for crypto
All Budgeting Guides
Dollar-Cost Averaging Explained (Mechanics & Risks, no endorsements)
Understand how dollar-cost averaging works, its benefits and limitations, and whether this approach might fit your situation—without promises about outcomes.
Read more →Risk Limits: A Simple Allocation Framework (No Returns Talk)
A practical framework for determining how much to allocate to cryptocurrency based on your financial situation, without promises or predictions about returns.
Read more →Personal Finance First: Emergency Fund Before Crypto
Why establishing basic financial stability and an emergency fund should come before cryptocurrency allocation—a framework for responsible prioritization.
Read more →Before You Start
Make sure you understand the basics and risks first:
Related Topics
Understand costs and practical considerations: